Do you have any good ideas on health care improvement?

Question: Come on, let’s get real here folks.
Let’s show these idiots in Washington that we’re not the right wing, left wing, talking end table type folks that they think we are !!!
Let’s come up with some REAL ideas on what should be done, or at least give them a GOOD starting point for fixing this thing !!!

My ideas are….
Why not try two simple things that will have GREAT immediate and long lasting effects on BOTH the US Economy and every taxpaying citizen. and others that unfortunately aren’t working at this time.
As most of us have thought about and maybe we’ve even uttered it a time or two in the past. ” I pay over $300 per month for health insurance, each and every month, yet before they insurance company will pay ONE RED CENT, they require me to meet a $ 2,500 ( OUT OF MY POCKET) deductible ! WHAT !!!
So, come on, haven’t we all had our ‘mad as hell and we’re not gonna take it anymore. moments???
Here are a few ideas that I am pondering.
Please post yours as well, or improve mine !!!
Either way, LET”S DO IT !!!
I am hoping that many of us post/ASK this question, over and over, until we finally come up with something that benefits US !!!
So take these ideas and RUN !!!
Or post that you agree or WHY you disagree ?
Just put your own thoughts down, not a generated media hyped, government approved answer, YOURS !!!
Ok,
1) For starters. NO MORE required deductible that must be met before coverage begins !!!

2) At the end of the year, your insurer will be required to give you a statement that shows how much you paid in premiums for the entire year. They will also show how the money that they collected has grown (at a moderate rate of interest). They must also show the totals of $$$ that they spent covering your medical costs.
This is where it gets interesting. We realize that some money was spent keeping our records and paying claims.Let the insurance companies keep 33% of the money we were charged. After all, they have to show a profit to sustain their business. So WE get an insurance return of 66% of what was collected for that year, provided we met all the criteria !!! We’re not getting something for nothing, just getting a rebate for OVER PAYMENT !!!

3) ALL medical expenses are deductible (no minimum required)
Everything we paid for coverage, meds, emergency room care, general care, eye check-ups etc.,, band aids,
EVERYTHING !!!
This credit available to ALL, even those that don’t itemize or own a home !!!

4)Be looser with the term eligible dependent !!!
Some parents may be helping their young adult children out by bearing some of the expenses that they need help with for their children. Many times paying for food, clothing and sometimes medical expenses, or other unexpected expenses. Create some category for these cases…just a thought…

Please take this serious…
If you have anything, LET’S hear it !
Some great ideas !!!
Keep em coming…
The account thing sounds like a winner
No refusals for pre existing conditions ! Yes !
Diva I agree …I had a doctor get real pissed at me last week because he didn’t like the price he was charged with a plumbing repair!
He said that he knows another plumber that would have charged much less and that this would be the amount that he would consider fair !!! LMAO
I told him that he made the choice to call me, and that his attempted repair (before I arrived on the scene) was the cause of the high bill…I also said that he must think it’s ok for his patients to pay, what they considered a fair office call charge ! He of course thought that this was a stupid idea and couldn’t be applied in his case..what a friggin moron !
Thanks

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