Are 1/2 truths a good way to sell health care reform?

Question: Obama, Aug. 15: “if you like your health care plan, you keep your health care plan. Nobody is going to force you to leave your health care plan.”

HR3200 –

If you are “Grandfathered in” you can keep your insurance:

Sec 102
“c) Limitation on Individual Health Insurance Coverage-

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(1) IN GENERAL- Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan.”

EXCEPT:

”
(1) GRACE PERIOD-

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(A) IN GENERAL- The Commissioner shall establish a grace period whereby, for plan years beginning after the end of the 5-year period beginning with Y1, an employment-based health plan in operation as of the day before the first day of Y1 must meet the same requirements as apply to a qualified health benefits plan under section 101, including the essential benefit package requirement under section 121.”

EXCEPT:
“2) LIMITATION ON CHANGES IN TERMS OR CONDITIONS- Subject to paragraph (3) and except as required by law, the issuer does not change any of its terms or conditions, including benefits and cost-sharing, from those in effect as of the day before the first day of Y1.”

SO I can keep it IF:

- it mirrors every single standard in this bill AND
- IF It doesnt change in any way. AND

Who hasn’t had their plan change at least a little? Does this sound like an honest statement to you? Or is it more of a 1/2 truth?

When ppl see the president obviously misleading the public do you think it makes them mistrust him? If he cant tell the whole truth why should ppl not be extremely skeptical?

http://www.politifact.com/truth-o-meter/statements/2009/aug/11/barack-obama/barack-obama-promises-you-can-keep-your-health-ins/

http://www.factcheck.org/2009/08/keep-your-insurance-not-everyone/

>There is no finalized bill. You are quoting a draft.

So why is the president telling me there is health care reform since there is no bill? Is that a lie then? Why is he quoting specifics about it when it doesnt exist?

Nice try tho.
>Ok what you fail to realize is that by requiring the insurance companies to mirror this bill’s standards it is forcing the insurance companies to give you AT LEAST that kind of coverage.

No I completely understand that and I also understand that when they did it in Mass that it made health care costs skyrocket. If I dont want a particular standard I should be able to choose to have it or not.
>Fair enough, but the government is in the business of setting minimum standards, for instance the amount of liability insurance you must have for a vehicle, the highest speed you can drive at, and now the minimum health coverage an insurance company must provide you with.

The reason they are doing it is so that someone cant come up with a cheaper alternative to the public plan. If you look at the bill you will see that everything they are doing is trying to get ppl on the public plan. They are doing that so they can get cheaper group rates. So they are stacking the deck in favor of their plan and speaking out the other side of their mouth saying this is designed to “promote competition”.